TIP OF THE DAY
Way back in 2015, Debt.com reported that more than a third of Americans made a New Year’s resolution to save more money — but a quarter of those knew they weren’t going to keep it.
What doomed them? Ambition. We tend to make grand New Year’s resolutions, then get discouraged when we can’t live up to those too-high expectations. The solution? Lower expectations!
When it comes to saving money, Debt.com prefers you start modestly. So every weekday this month, we’ll show you how to save in 30 seconds. Check out our videos below, which we’ll keep adding throughout the month. If you follow even some of them, you’ll notice those little savings will add up to something huge by this time next year….
1. Finding the Right Bank
Make sure your bank is helping you, not vice versa. Here’s how.
2. Cut the Electric Bill
Believe it or not, your power company will help you save money.
3. Credit Card Interest
You might have more power to negotiate than you think.
4. Make Budgeting Easy
You know you have to do it, so here’s how to get budgeting done even when it’s not very fun.
5. Insurance Discounts
Here’s one big way to save on every kind of insurance.
6. Credit Reports
The credit bureaus make mistakes too, and they can cost you. But they don’t have to.
7. Debt Counseling
There’s free help for getting out of debt. Take charge today.
8. FSAs
A smart way to save for a variety of expenses without taxes.
9. Save Hundreds on Phones
You don’t need the latest, because it won’t be the latest long. Stop wasting money.
10. Generic Items
You can’t tell the difference until you look at your bank account.
11. Deductibles
You can save 15 percent and it probably won’t cost you later.
12. Vampires
Some of your appliances waste your money while you’re not using them.
13. Tires
Proper tire pressure will save gas, and so will lots of other little tricks. It adds up.
14. Student Loans
You can probably get lower payments through a federal program. Some people can even get their loans forgiven.
15. Easy Cooking
Save money by being lazy AND not getting takeout.
16. Saving a Bundle
Buying in bulk can work on insurance, too.
17. Bright Idea
It’s worth the extra money to get energy-efficient bulbs.
18. Credit Card Debt
You can stop the fees, lower payments, and get back ahead through a debt management program.
19. Eat In
You’ll lose weight and save money, too.
20. New Cars
You’re wasting thousands of dollars just to be the first butt on the seat. Stop it.
21. Libraries
They’re a lot more than free books. You won’t believe how much stuff they just give away.
22. Back Taxes
The IRS will get payback if you don’t work out a pay-back plan. Make it easy on yourself.
23. Any Kind of Debt
No matter what your problem, we can help.
